Comprehensive Financial Planning

Achieve optimum results with big-picture analysis and planning

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Simplify your increasingly complex financial life

As your responsibilities increase, so do the intricacies of your financial needs. Peace of mind comes from knowing a dedicated team of professionals is working together to keep you on the right path—your path.

Our four-step approach begins with in-depth conversations and results in an integrated action plan that grows and matures as your financial needs and objectives change.

Step 1: Assess your needs

We invest the time up front to fully understand your current situation, goals for the future, the people and causes you care about, and how you want to use your assets.

Step 2: Structure your plan

Based on the information you share, we review your goals, resources, priorities and areas of focus to create a highly customized, fully integrated financial strategy as distinctive as you.

Step 3: Assemble your team

You're supported by a dedicated team of BB&T specialists representing each area of financial expertise. Each member brings specialized knowledge and insights to optimize resources and enhance outcomes.

Step 4: Monitor your results

As part of our long-term commitment to you, we continuously monitor your plan's performance, recommend adjustments as needed, and meet with you on a regular basis.

A financial plan serves as your roadmap

A comprehensive financial plan provides direction and guidance for your future. We start with a proactive review of where you are today to form strategies for where you want to be—building in flexibility to help you navigate life's challenges along the way.

A key objective of the financial planning process is that you be able to define and fully enjoy the next stage of your life. It's never too late to start.

Personal financial planning

Know what personal questions to consider in order to feel confident in your financial decisions and create the life you want

  • Available to both individuals and business owners
  • Incorporates all aspects of your financial life including banking, strategic credit, investments, risk management and trust and estate planning
  • Gives you a clear picture of your present, a strategy about where you are going, and peace of mind about your future
  • Engagements are typically less than 1 year in length

Business transition planning

Prepare for a successful transition from your business by proactively clarifying your goals and objectives now

  • Available to business owners and usually done in conjunction with a personal financial plan
  • Encompasses your business resources, objectives, leadership and financing needs, evolving over time as your business continues to grow and develop
  • Increases the likelihood you can maximize your business's value, minimize any tax burden, and secure your own financial future when it comes time to sell or transfer your business
  • The length of these engagements will vary by the nature of the business

Ready to take the next step?

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BB&T Perspectives shares financial, leadership and lifestyle perspectives with the hopes of enhancing our clients' lives. Learn more about the financial planning topics our Wealth experts are discussing.

Proper financial planning can help you meet your retirement goals.

Integrated services

Your BB&T Wealth advisor will help you create a comprehensive, strategic plan to integrate and coordinate your banking, credit, investments, risk management, and trust and estate planning services.

Retirement and investing

Bring your short- and long-term financial goals into focus with customized planning and investment strategies as well as self-directed services.

Risk management

Learn how to protect your wealth with insurance options that suit your needs.

Trust and estate planning

Understand your options for building and protecting your legacy with estate planning, charitable gifting and trust services.

Strategic credit

Find out how you can use credit to your best advantage while benefiting from relationship discounts and customized pricing solutions.

Loans, lines of credit and credit cards are subject to credit approval.

Only deposit products are FDIC insured.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC and Equal Housing Lender. Equal Housing Lender

Investment solutions are provided by BB&T Investments, a division of BB&T Securities, LLC (opens in a new tab), member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.

Insurance products and services are offered by McGriff Insurance Services, Inc.; Crump Life Insurance Services, Inc.; DBA BB&T Life Insurance Services; and BB&T Insurance Services of California, Inc., wholly owned subsidiaries of BB&T Insurance Holdings, Inc.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.