Auto Loans

Competitive rates.

Simple process.

Quick approvals.

Get started with an auto loan from BB&T - important (moves focus down)

Which loan is right for you?

From buying a car to making your existing vehicle more affordable, we've got you covered.

Refinance and get cash out

Rates as low as 2.84% APR for 3 years1

  • Shorten your term
  • Shop for a better rate and look to lower your payment
  • Use your vehicle value to pay off high-interest debt

Purchase used auto

Rates as low as 3.34% APR for 3 years1

  • Fast approval process with flexible term options
  • Purchase from an individual or dealer
  • Close the deal with no after-sale hassle

Buy out your lease

Rates as low as 2.84% APR for 3 years1

  • Make the ride you love your own
  • Avoid paying excess mileage fees
  • Lease-end or early buy-out options

Purchase new auto

Rates as low as 3.09% APR for 3 years1

  • Shop with confidence
  • Multiple financing options
  • Avoid the post-sale haggle

Ready to get started?

In person

Locate a branch

Still exploring?

See how much you'll spend on your monthly car payments, based on a few key factors.

Financing your car may feel overwhelming at first—especially if this is your first car. But with a little preparation and a basic understanding of the process, you'll be in a position to make smart decisions that can save you money in the long run.

Find out which offer works better for you, so that you end up with more money in your pocket.

Looking to make a payment on your current loan?

1These rate offers may change at any time. Other rates and terms are available and vary depending on age of the vehicle, purpose and loan amount. These offers are subject to credit approval under the BB&T underwriting guidelines including qualifying lines with certain loan-to-value, debt-to-income, FICO scores and other underwriting credit criteria. The maximum loan amount associated with these offers for purchase is the lesser of 100% of purchase price or up to 130% of NADA Clean Trade Value and up to 130% of NADA Clean Trade for refinances (130% based off credit score) as documented by the lender. For loan amounts less than $25,000 or for requests to refinance existing BB&T debt, rates may be higher.

For comparison purposes, a consumer who finances a prior model year car for $25,001 at a term of 36 months and:

  • refinances at an annual percentage rate (APR) of 2.84% would remit 36 payments of $725.30.
  • purchases a used auto at an annual percentage rate (APR) of 3.34% would remit 36 payments of $730.81.
  • buys out a lease at an annual percentage rate (APR) of 2.84% would remit 36 payments of $725.30.
  • purchases a new auto at an annual percentage rate (APR) of 3.09% would remit 36 payments of $728.05.

Rates can change at any time. Please call or visit your local BB&T branch for current pricing.

Loans, lines of credit and credit cards are subject to credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon