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Checking Accounts

Banking your way

No matter how you like to bank, we make managing your money easy.

Open an account online to get a BB&T checking account - important

Which checking account is best for you?

Choose from a variety of options from everyday checking to our most exclusive checking account with premium benefits.

Tell us about yourself, and we'll help you get started.

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Important Information!

Choose one or more of the above boxes to see your options.

Senior Checking

If you're at least 55 years of age, Senior Checking may be right for you.

Avoid the $10 monthly fee with one of the following each statement cycle:

  • Direct deposits of $500 or more or
  • $1,000 average checking balance

Additional checking account features

Our checking accounts give you access to standard features along with some added perks.

Account services

You'll get more than just a checking account.

  • Debit cards – Earn cash back when you shop with your debit card with BB&T Deals.
  • Online and mobile banking – Go beyond everyday banking with U by BB&T®, our online and mobile banking experience.
  • Alerts – Set alerts for the activities that matter most to you.
  • Overdraft protection – Get added peace of mind with overdraft protection on your checking account.

Learn what other account services you'll receive.

Check ordering

Whether you write one check per year or dozens every month, it's easy to order customized checks and accessories online.

  • Checks
  • Checkbook covers
  • Personal deposit slips
  • Address labels

Not enrolled in online banking? You can still order checks online from Harland Clarke®. (opens in a new tab).

Still exploring?

See how U by BB&T can make managing your money easy and convenient.

Conducting a mid-year check-up on key financial areas—budget, credit score, retirement savings, life insurance—will allow you to adjust if needed to keep your annual financial goals on track. Here are some important aspects of a financial check-up.

Learn how to manage your accounts with overdraft protection and overdraft review.

Related services

Online banking

Get a big-picture view of your finances with U by BB&T.

Payment preferences
Cash back rewards

With BB&T Deals, the more you shop, the more you earn.

Overdraft protection

Link your BB&T accounts for overdraft protection and get added peace of mind.

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See our Bank Services Agreement (PDF) for additional disclosures.

Learn more about your account, including fees and ways you can avoid them.

4Includes checking, savings, Money Rate Savings, Investor's Deposit Accounts, Certificate of Deposit, Individual Retirement Account and/or investments through BB&T Investments or BB&T Scott and Stringfellow.

5Loans, lines of credit and credit cards are subject to credit approval.

6First and second closed end personal loans secured by a residence only.

Investment solutions are provided by BB&T Investments and BB&T Scott & Stringfellow, divisions of BB&T Securities, LLC (opens in a new tab), member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments and BB&T Scott & Stringfellow are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon

Checking accounts provide easy access to your money. Once you have a checking account, you can pay bills, transfer money, use an ATM and make purchases with a debit card. We offer a variety of checking accounts with options such as online and mobile banking to make it easy to bank when and where you want.